Our smart payment solution does more than accept card payments. It enables your customers to access finance, helping them make larger purchases, while giving your business access to cash advances based on your trading activity — without the need for traditional credit assessments.
Helping your customers buy more, while helping your business grow.
It puts money to work on both sides of the counter — financing the people who buy from you, and financing you.
We lend to your shopper so they can afford the bigger buy. You're paid in full, today.
We lend to you against your turnover — no credit check. Working capital in your account.
At the counter, FFI finances your customer so they can afford the bigger purchase. The money goes to them; you get paid in full, upfront. They pay us back over time. Bigger baskets, more sales — and zero risk on your side.
This is money for you, the owner — not your customer. Your card turnover already proves your business works, so we lend against that, not your credit score. A cash advance without the bank's forms, queues or credit checks.
Approval is based on the card sales flowing through your terminal — no traditional credit check.
Once you qualify, the advance is in your account within a day. No waiting weeks on a bank.
A small share of each day's takings settles it automatically — nothing to remember, no lump sum.
Access to credit and advance facilities is based on your card turnover with FFI and subject to affordability and our standard terms. "No credit check" refers to the traditional bank credit-bureau process — we underwrite on your transaction history instead.
Tap, chip & PIN, contactless and Soft POS — turn any Android into a terminal. Visa, Mastercard and more.
Yesterday's takings in your bank today. Transact until midnight and the money follows the next business day — at no extra cost.
Every sale, every device, every settlement in one view — on your phone, as it happens. Know where you stand before you close up.
Send a secure link by WhatsApp, SMS or email so a customer can pay by card without standing in front of you. Take deposits before you start the job.
A full point-of-sale running on the device itself — manage sales and stock without extra hardware.
One rate you can understand and repeat back to us. No surprise line items at the bottom of your statement.
No paperwork mountain, no waiting weeks. Apply online and you're trading.
Tell us about your business and upload your details in minutes — fully digital.
Choose a card machine or activate Tap-to-Pay on your own Android phone.
Take payments, finance your customers, and tap into credit — from day one.
Apply online in minutes. Take payments, finance your customers, unlock credit — and settle free, the next day. From your very first sale.